Fees
We quote fixed fees for scoped advice after a short discovery conversation. The figures below are starting points for typical household and director work in Great Britain — not a menu you buy without discussion.
Comprehensive Financial Planning Review
Full fact-find, cashflow illustration, written recommendations, and a walkthrough meeting. Complexity of pensions and business interests may raise the quote.
Retirement Income Mapping
State Pension timing, private pot sequencing, and drawdown or annuity comparison notes for clients near or in retirement.
Inheritance & Estate Conversation
Two-meeting structure covering allowances, gifts, pension death benefits, and when to involve a solicitor.
Business Owner Pension & Remuneration Review
Director salary, dividends, and pension contribution patterning with accountant liaison for the current tax year.
What changes a quote
Multiple defined benefit schemes, overseas assets, pending divorces, or urgent year-end company contributions add research time. We say so before you accept a fee letter. Discovery calls to decide whether we are a fit are complementary; chargeable work begins only after you approve the scope in writing.
Implementation after advice
If you ask us to arrange product applications or transfers after the plan is delivered, that is a separate fee agreed in advance. We do not take payment for advice through this website.