Terms of use
These terms govern your use of the Oakminster Financial Planning website at cognitive-applications.digital.
Acceptance
By accessing this site you agree to these terms. If you do not agree, please stop using the site. Enquiries submitted through our forms are offers to begin a conversation; they do not create an advice contract until we issue and you accept a written fee and engagement letter.
Not personalised advice
Journal articles and general descriptions of consultations are informational. They are not personal financial advice, a recommendation to buy or sell investments, or a substitute for a regulated advice engagement tailored to your circumstances.
Intellectual property
Content on this site — including copy, layout, and branding — belongs to Oakminster Financial Planning or its licensors. You may view and print pages for personal reference. You may not republish, sell, or scrape substantial portions without prior written consent.
Accuracy and availability
We aim to keep information current but do not warrant that every page is complete or free from error. Tax rules and allowance figures change; always confirm details during an advice engagement. We may suspend or alter the site without notice for maintenance.
Liability
To the fullest extent permitted by law applicable in Great Britain, we are not liable for loss arising from reliance solely on website content, from temporary unavailability of the site, or from third-party sites we link to. Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be limited under GB law.
Third-party links
Links to external resources are provided for convenience. We are not responsible for their content, privacy practices, or availability.
Governing law
These terms are governed by the laws of England and Wales as applicable in Great Britain. Courts of England and Wales have exclusive jurisdiction, except that consumers resident in Scotland or Northern Ireland may also bring claims in their local courts where mandatory rules allow.
Contact
Questions about these terms: hello@cognitive-applications.digital or 746 Drew Cliffs, Armstrong-under-Zemlak, Wales, United Kingdom.