Consultation
Retirement Income Mapping
Model how State Pension, private pensions, and drawdown choices could fund the years after you leave employment.
We gather forecast State Pension dates, scheme retirement ages, and current fund values, then test spending scenarios against longevity and inflation assumptions appropriate to UK retirees. The output is a clear sequence: which pots to access first, where to keep emergency cash, and which tax bands to watch when taking lump sums.
This consultation does not include stock selection or day-to-day dealing. If product switches or annuity quotes are needed later, we outline that as a separate piece of advice.